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You have not committed fraud or willful anjing. You can wipe out tax debt if you filed the wrong or fraudulent tax return or willfully attempted to evade paying taxes. For example, ought to you under reported income falsely, you cannot wipe the debt once you have caught.

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Of course to avoid having to follow through everyone of this, please keep your income tax papers in a safe location where you're able to retrieve them when require to them.

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