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The HVUT, or Heavy Vehicle Use Tax, is a once a year tax paid by truck drivers or owners of trucking companies. It goes for drivers operating cars on our nation's highway, and many money goes towards maintaining roads, alleviating congestion, keeping the roads safe, and funding new creations.

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Have your real estate agent tip you away and off to a building with an out-of-town owner who is eager to offer. Sometimes such owners requires a two- or five-year contract for deed, which means a little down payment.

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